What is cancellation cover travel insurance

It varies between policies, but cancellation cover is usually quite generous. As with cancellation cover, almost all travel insurance policies will have curtailment cover as standard. If you need to cut your trip short, curtailment cover can reimburse you for the unused part of your holiday and for reasonable expenses to return home. Insurers might refuse your claim if you need to come home early because of a pre-existing medical condition, even one they've agreed to cover.

Look out for exclusions like this if there's any risk of you having to cancel or cut your trip short. But you could complain to the travel operator instead. Amy Smith Updated 16 April 4 min read. Home Travel insurance Guides Cancellation cover. What is travel cancellation insurance? Does travel cancellation insurance cover Covid?

Do I need cancellation travel insurance? During this cooling-off period, you will receive a refund of your entire premium unless you have already made a claim under the policy or departed on your journey. If you wish to cancel your policy and receive a full refund, please call us within the day cooling-off period on 72 88 22 or email [email protected].

The information on this page relates to the Cover-More travel insurance product effective 29 September Skip to main content. Agent Login. Toggle navigation. Sales and Service 72 88 Where are you travelling to? For example if you are travelling the USA and Europe, you must select Worldwide as this will cover both areas. Travelling to the Americas or Africa? What about a cruise? In Australia e. Overseas e. Looking for an Annual Multi-Trip policy? When do you leave?

Are all travellers currently living in Australia, and: are they Australian citizens with a valid Australian Medicare card, or do they hold a visa allowing them to live, work or study in Australia?

The majority of travel insurance policies will provide cancellation cover for the following limited reasons;. It is worth noting there are a few travel insurance policies that offer more extensive cover.

Beware, most standard travel insurance policies will not provide cover for cancellation due to death, injury or illness of a non-travelling close relative if it is related to an existing medical condition.

If this cover is important to you, it may be worth looking for a policy that will offer the cover, there are a few that do. If you are the type of person that books last minute city breaks leaving in a day or two then you may not feel it is necessary to buy a travel insurance policy that includes cancellation. But, say something was to happen whilst you are away and you needed to come home early, you would need a policy with this cover included. Unfortunately, illness and injury are unavoidable no matter how careful we are — without the protection of cancellation cover you will be left out of pocket should you or a travelling companion fall ill and can no longer travel!

Beware, travel insurance should be purchased as soon as you have booked your holiday to ensure you are covered straight away should the worst happen — and this includes multi trip policies too!

Cancellation is generally covered as standard, however as the cancellation cover limit can vary between policies we advise you read your policy wording carefully to ensure you are covered for the full cost of your holiday.

For example, a policy may have adequate medical and personal possession cover but what if the cancellation cover limit is only half what you paid for your holiday?